classmate (Banned! 4803 days 19 hr 31 min 59 Sec): For debit cards u r balance is must on u r particular account. So cant use it if not sufficient balance. If u use credit card,means u borrow d money from bank @ 36 to 48 % pa. Common thing observed that if we use credit cards we cant control to use it as a money should pay bank after 30 or more days. And that stage our future planning is going to wröng way. It is better to use debit card for financial decipline * 18-10-08 - 14:06:27
classmate (Banned! 4803 days 19 hr 31 min 59 Sec): Dont think this is related to u. Many ppls does know diff. Between credit card and debit card. Am a banker thats why i observed. * 18-10-08 - 14:18:24